How important is a credit report?
Getting a credit report as soon as possible is an extremely important step in the home buying process. Before you begin shopping for a home, take some time to familiarize yourself with your credit standing. When lenders decide whether to lend you money to buy a home, they will give serious weight to information provided by national credit bureaus.
It’s easy to get a copy of your credit report. Many companies have online services including Equifax @ www.equifax.com and Experian (formerly TRW) @ www.experian.com.