Should I rent or should I own?
How much can I afford?
How much down payment do I need?
How important is a credit report?
When should I get prequalified?
How important is lifestyle?
How much should I offer?
How can I negotiate for a good price?
Should I buy a fixer-upper?

 

How important is a credit report?

Getting a credit report as soon as possible is an extremely important step in the home buying process. Before you begin shopping for a home, take some time to familiarize yourself with your credit standing. When lenders decide whether to lend you money to buy a home, they will give serious weight to information provided by national credit bureaus.

It’s easy to get a copy of your credit report. Many companies have online services including Equifax @ www.equifax.com and Experian (formerly TRW) @ www.experian.com.



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