Should I rent or should I own?
How much can I afford?
How much down payment do I need?
How important is a credit report?
When should I get prequalified?
How important is lifestyle?
How much should I offer?
How can I negotiate for a good price?
Should I buy a fixer-upper?


When should I get pre-qualified? 

It is highly recommended that buyers talk with a lender and get pre-qualified/approved before beginning a home search. Doing so will help you define your search parameters (price range) and may give you an advantage when making an offer to purchase a home. A pre-qualification/approval letter shows the seller that you are serious about the purchase since you have already begun the loan process.


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